Costs of a degree in the US

Studying in the United States is expensive, but there is certainly a difference in the cost of each university. It is possible to study in America affordably, but this also requires proper research. In doing so, it is important to establish from the beginning what your budget is. Your budget will help determine the choices you have, but also remember that the tuition fees on the university website are often higher than the amount you will end up paying (provided scholarship opportunities are available.)

Why do the costs differ so much?

The big difference between universities is caused primarily by the varying tuition. There is no national organization in the US that sets tuition levels; universities and colleges are more or less free to set it themselves. Tuition at state universities is generally lower than at private universities because state universities are partially subsidized by the governments of the states in which they are located. The subsidy given must primarily benefit residents of the state. Therefore, state institutions often charge two tuition rates: one for students from the state (in-state tuition), and one for other students (out-of-state tuition). The latter amount is always higher, but is often lower than at private institutions. On the other hand, private institutions are sometimes actually able to offer good scholarships, so the final cost is not much different.

A second factor that determines the large differences in costs is the location of the university. The cost of living varies by region: living in the Northeast or on the West Coast of the United States, for example, is more expensive than living in states in the middle of the country. In addition, living expenses at rural universities are generally significantly less than living at a university in a large city.

Cost of your studies

The total cost of studying in the US varies greatly, depending on university, location, and scholarships. On average, for a full bachelor’s degree, you should expect to pay between $20,000 and $60,000 per year of study. In rare cases, very talented students qualify for full scholarships.

Application costs

Keep in mind that you will incur costs immediately upon application. Consider:

  • English language tests
    $50 to $255 per test, plus any costs to send test scores to yourself or to universities.
  • Application fees*
    $50 to $100 per university

*If you have a limited budget, it is sometimes possible to apply for an application fee waiver. This will exempt you from university application fees.

Travel costs

Prior to and during your stay in the US, you will incur travel-related expenses. The application fee for your visa is a one-time fee.

  • Student visa application and SEVIS fee
    $380 – $510, depending on visa type
  • Return to airport in the US 
    $500 – $1,500 depending on destination
  • Daily travel costs
    If you live on campus, these costs will be minimal. There is often public transportation on campus. If you live off campus, consider a bicycle. Car costs will be significantly higher.

Study costs

Below is an estimate of tuition costs per year. It is not possible to give absolute amounts because costs vary greatly from institution to institution and from region to region. Scholarships are not included in these costs; thus, your final cost will also be determined by your scholarship opportunities.

  • Tuition 
    $10,000 to $65,000 per academic year
  • Charges for use of services (fees) 
    $300 to $1,500 per academic year
  • Books and study materials
    $750 or more per academic year

Want to see a list of colleges by cost? Through College Cost, a US government site, you can filter colleges based on tuition prices.

Room and dining

Usually you rent a room on campus; for first-year students this is often even mandatory. You can also sign up for a meal plan on campus. If you want to live off campus, then you often have to consider higher costs.

  • Room and dining (on campus)
    $8,000 to $15,000 per academic year
  • Room and dining (off campus)
    Room: $6,000 to $12,000 per year
    Dining: $1,500 to $3,500 per year*

*Students who do not live on campus can purchase a credit for on-campus meals if desired.

Want to know the cost of living in different cities and regions? You can use Numbeo to compare the “cost of living” in different cities.

Insurance

It is important to have good medical insurance during your stay in the US. Sometimes you can stay insured in the Netherlands. In other cases, you must also take out US health insurance.

  • Health insurance 
    $300 to $3,000 per year
  • Campus health clinic fee
    $150 to $300 per year

Miscellaneous

As in the Netherlands, during your stay in the US, you will spend money on vacations, trips, clothing, and other personal expenses.

  • Staying during holidays
    $1,500 to $3,000 per year
    Most campuses are closed during winter and summer holidays, so you must provide alternative housing during this time.
  • Personal expenses 
    $1,500 to $3,000 per year